Our liability insurances
Why Do You Need Personal Liability Insurance?
Protect yourself and your family against unexpected financial risks with personal liability insurance. It provides protection against claims resulting from personal injury, property damage, and financial losses caused to third parties.
Personal liability insurance covers:
- The costs of repairing or replacing damaged property
- Consequential losses, such as loss of use
- Legitimate compensation claims made against you
- Defence against unjustified claim
Why Do You Need Dog or Horse Liability Insurance?
As a dog or horse owner, you are legally responsible for any damage caused by your animal — regardless of whether you were personally at fault.
Our animal liability insurance provides:
- Comprehensive protection against personal injury, property damage, and financial losses
- Professional assessment of whether you are legally liable for damages
- Payment of justified compensation claims
- Defence against unjustified claims
Home & Landowner Liability Insurance
Are you the owner of a house or property? If you rent out a property that you do not occupy yourself, home and landowner liability insurance is essential.
It provides:
- Protection against personal injury, property damage, and financial losses
- Assessment of whether you are legally liable for a claim
- Payment of justified compensation claims
- Defence against unjustified claims
Hunting & Sporting Firearms Insurance
Hunting and sporting firearms insurance protects against the loss, theft, destruction, or damage of hunting and sporting firearms, including accessories such as scopes and ammunition.
This insurance is designed for private individuals who own hunting or sporting firearms. In the event of a claim, it provides the necessary funds for repair or replacement. Costs related to loss prevention and damage limitation are also covered.
Example of a claim:
During a hunting trip, a hunter accidentally hits a tree with their rifle, damaging the scope.
Builder’s Liability Insurance
Are you planning to build a house? Even with experienced architects and contractors, unexpected incidents can occur. As the property developer or builder, you may be held liable for any damage caused during the construction process.
Builder’s liability insurance provides:
- Protection against personal injury, property damage, and financial losses
- Assessment of whether you are legally liable for damages
- Defence against unjustified claims
