Occupational Disability Insurance

Your Ability to Work Is Your Most Valuable Asset

Your professional income is one of the most important foundations for your future financial security and the well-being of your family.
An illness or accident can significantly affect — or even completely prevent — your ability to continue working. This can put your financial plans and personal goals at risk.

Protect your current standard of living if you become unable to work:
Immediate worldwide insurance coverage with no waiting period
Full pension benefits from 50% occupational disability
No new medical examination required if you change profession
Guaranteed option to increase your coverage without a medical examination, for example in the event of marriage, the birth of a child, or an increase in income
No obligation to accept a referral to another occupation you may still be able to perform